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Leigh, 32, bought his first home after years of renting - with a shared ownership mortgage. The FLA Lending Code can be found at www.fla.org.uk. The due date of your payments will be explained in your agreement.

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SPOT is authorised and regulated by the Financial Conduct Authority (FCA) | Registered in England and Wales - Company Registration Number 01998543. This information might be about you, your preferences or your device and is mostly used to make the site work as you expect it to. Click here for more information about Facebook cookies. These are 3rd party cookies served by Flash Taking. We may use this data to tailor the marketing and ads you see on our own and other websites and mobile apps, including social media. Click here for more information about trade desk and how to disable this cookie. Search our frequently asked questions. They keep track of how visitors engage with pages on our website.

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FCA number is 719121. We use Google analytics and Bing 1st party cookies, Remarketing script and conversion tracking. Together Personal Finance Limited is authorised and regulated by the Financial Conduct Authority (FCA) | Registered in England and Wales - Company Registration Number 02613335.

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We can only make Direct Debit arrangements with the bank account holder, even if you are both named on your agreement with us. When you visit any website, it may store or retrieve information on your browser, mostly in the form of cookies. We use Google analytics and Bing 1st party cookies, If your payment falls on a weekend or bank holiday, the payment will be taken the next working day. SPOT Finance Ltd trades under 2 trading names; Spot Finance Limited (Registered) and Together (trading). Bridging Finance Limited | Registered in England and Wales - Company Registration Number 03166982

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